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Personal-Finance

Do You Have a Creative Retirement Plan?

Many people gripe at the drudgery that is their daily work grind. You could actually hear and audible sigh every Monday when workers one-and-all would have to trudge back to their cubicles at 7:00 AM sharp. Read more →

Do You Have An Endowment Policy?

Do you have an endowment policy that you hope will eventually pay off your mortgage? If you do there is a very good chance that it might not be sufficient to repay your mortgage at the end of its natural term. Read more →

Do You Have Financial Phobia?

With an ever-increasing level of personal debt being reported, along with record numbers of bankruptcies and insolvencies, it's no surprise to anyone that money is becoming a big problem for thousands if not millions of people. Read more →

Do You Have the End of Month Credit Card Bill Blues?

Remember the words of the old song...'we had joy we had fun'? That?s probably how you felt when you first bought things on your card without paying cash. Read more →

Do You Have These Frugal Living Habits?

Frugal living requires skills and ways of looking at things that help you take advantage of the money-saving opportunities in life. The truly frugal person makes these into habits. Read more →

Do You Know About Money?

In a test of basic economic principles given to 2000 Americans, both adults and teenagers, the average grade was failing. Throughout the years, it has been proven by numerous studies that when high schoolers graduate, they leave with little understanding of personal finances. Read more →

Do You Know These Valuable Tips to Save More Money?

Many people earn wages just enough to supply their basic necessities. But if you truly want to be financially secured, you have to acquire more money than what you? Read more →

Do You Know What Tomorrow Will Bring?

I?ve been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:? Read more →

Do You Really Need the Power of Money Management Software?

I have been a loyal user of Quicken(R) for more years than I can remember. But a conversation the other day with my youngest son started me wondering whether or not I really need money management software. Read more →

Do your Budgeting with Targeted Bank Accounts

A lot of people hate budgeting, or just plain refuse to budget, thinking it unpleasant and restrictive. Actually a good financial plan, including a budget, puts you in control of your finances, rather than the other way around. Read more →

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