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Personal-Finance

Borrowing vs Lending

There are lots of topics that have been debated and have been unresolved throughout time. One debate that has continuously caused a lot of turmoil is whether a person should get a car by paying it directly on cash or should the person get a car loan. Read more →

Bouncing From One Credit Card To Another Can Ruin You

Before you begin low-interest card hopping, be sure to be informed. You have to evaluate cards carefully, and like any financial strategy, card hopping has its dangers. Read more →

Budget for Luxury

Many people dread going on a budget because they feel like they will have to give up so much in order to save money. They equate living on a budget to living in poverty. Read more →

Budget Killer # 3

Everyone is making resolutions for the New Year. The three most common resolutions are to lose weight, get into shape and take control of personal finances by starting a budget. Read more →

Budget Planning - It's Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Read more →

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail

Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? Read more →

Budgeting Basics

Is your credit getting you down? Ever feel like there is not enough money in the month to pay your bills? You are not alone. Many people struggle to make ends meet, probably more than you realize. Read more →

Budgeting Before Buying

With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home. Read more →

Budgeting Energy

Given the skyrocketing prices of fossil fuels, it can be expected that our energy costs will also increase because of the dependence of power producers on these non-renewable sources of energy. Read more →

Budgeting for Charity

Money is tight, but you know that you should be supporting charities. How do you plan your budget in a way that gives a little back?Choose your Donation StyleThere are a few different ways that you can choose to donate for charity. Read more →

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