Finance
How To Help Animal Charities With Your Credit Card
Britain is a nation of animal lovers, so it's not surprising that there are many charities set up to look after old, sick or neglected animals. Donations to these charities can be made by supporting events, by setting up bank direct debits and by using cash. Making credit card payments is another way of supporting a charity. This has been made even easier with the appearance of charity credit cards. These are credit cards that have the badge of a particular charity and are supported by well known banks.
Credit cards for animal charities include the Battersea Dogs Home, the British Horse Society, the Royal Society for the Prevention of Cruelty to Animals, the Scottish Society for the Prevention of Cruelty to Animals and the People's Dispensary for Sick Animals. Charity credit cards are backed by banks such as the Cooperative Bank, Halifax, the Royal Bank of Scotland and others.
Giving To Charity With Charity Credit Cards
Most charity credit cards contribute to charities in two ways. First of all, they offer a one-off donation of a fixed sum of money when a new credit card account is opened. This sum can range from ?5 to more than ?40 depending on the deal offered. If consumers continue to use the credit card within a particular period (for example six months to one year) a second lump sum contribution is paid at the end of that period.
Payment is also made through ongoing contributions to the chosen charity. This is normally a percentage of any spending on the card. The percentage ranges from 0.25% to more than 1% depending on the deal.
How To Choose The Best Charity Credit Card Deal
Charity credit cards boast many of the same offers as other credit cards. These may include:
Consumers should note that 0% balance transfer and purchase rates are likely to be for a fixed period of between three months and a year. Most card issuers will also charge a fee for balance transfers (around 2%). This is designed to make sure that credit card companies do not lose out on interest as consumers move from 0% card to 0% card.
In addition to the charitable contributions, charity credit cards may offer card holders incentives such as additional travel insurance, reward points that can be exchanged for cash or vouchers and much more.
Look online to find credit card comparison sites. These will help consumers decide on the best mix of incentives, charitable contributions and interest rates to suite their spending habits. Once your new credit card has arrived, just start spending to start giving to charity.
Charity credit cards offer an advantage for people whose heart is in the right place but who just don't remember to dip into their pockets to make a donation. These credit cards make it simple to donate to your favourite charity every time you spend.
Joe Kenny writes for CardGuide.co.uk, with the latest credit cards, and more info on best buy credit cards. |
Joseph Kenny
Tags: credit, cards, charity, charities, animals, donate, balance, transfers, choose, purchaseSimilar articles
How To Avoid Overdraft And Late Fees
If you have ever missed a payment or gone over your overdraft limit then you will know about the expensive fees that you have to pay. One late payment can trigger a fee that puts you over your overdraft limit, hence leading to another fee. Read more →How To Do It Financially
We've all probably wondered how other people do it. I know that I do. According to the reports, a lot of people do "it" -- have everything they want -- by adding to their debt level via credit cards and loans. Read more →How To Keep Banking Simple
If you are new to banking, then it can seem like a confusing subject. All the different banks, accounts and cards on offer can make the task of starting to bank a daunting one. Read more →How to Retire Healthy, Wealthy and Wise.
Retirement - A New BeginningGoing back about fifty years, retirement was considered to be the short gap between receiving a gold watch and the last rights! Read more →Aphorism
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.
Albert Einstein