Finance

A Brief History of Banking
If you've ever wondered exactly how it is that modern banking originated, you're not alone. Though many of the practices of modern banking have come about only within the past one hundred years (or less), some of the early basis for modern banking can be traced back to the Middle Ages and before. Read more →
A Brief History of the Exchange Rates
Where did these exchange rates come from? Have they always been used in relation to foreign currencies? How did they evolve along the years?If you wonder about these things, the first thing you should know is that the exchange rates haven? Read more →
A Closer Look At The Roth 401k
Roth 401k is a good retirement savings option. Although it does not provide an up-front tax-deduction, the account eventually becomes tax-free, because the withdrawals taken at retirement are not subject to income tax. Read more →
A Crash Course on Understanding Financial Statements
Financial statements (or financial reports) are a record of a business? financial flows and levels.The big four statements are:1. Balance sheet which describes a company's assets and liabilities. Read more →
A Fathers Dilemma: Can We Help Our Children, Without Crippling Them?
Breakdown in the Becky Lane!I'd just sat down at my office away from home, the local Panera, when another regular customer, Harold, sidled up to my table. Read more →
A Gloomy Start for Savers
We are only just into the second month of the New Year, but already 2006 has delivered more than its fair share of bad news for the nations savers.Although many financial pundits are forecasting small cuts in interest rates later this year, many banks and building societies have made some fairly substantial rate reductions already. Read more →
A Guide to Banking for Students
A bank serves as a financial institution, providing complex financial services, right from the maintenance of deposits to extending credit. A little guidance and initiative help students to improve their personal credit record. Read more →
A Guide to Banking Services
Many of the important choices that you make in life concern financial matters? from choosing investments to shopping for groceries, money is an important part of everything that you do. Read more →
A Guide To Career Development Loans
If you are finding your current vocation a bit dull and want a lift, or feel that you could do more in your current career, then perhaps you should look at getting a career development loan. Read more →
A Guide to Finding the Right Bank for Your Needs
Whether you're looking for a bank at which to open a new savings account or you're simply unsatisfied with your previous bank and want to find a new place to do business, finding the bank that's right for you can sometimes be quite difficult. Read more →

Aphorism

Charlie [Munger] and I would be glad to take any money management organization in the world managing more than $US10 billion and we would be willing to bet that their aggregate investment (performance) will be poorer than a no-load, very low cost index fu

Warren Buffett


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