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Credit

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don?t be so quick to ?jump for joy? Read more →

Beware Of Hidden Terms On Credit Card Contracts!

In order to attract customers, credit card companies offer different benefits attached to credit card original services. There are promotional interest rates, no fees for certain transactions, additional benefits like cash back or rewards, etc. Read more →

Beware the Shopping Mall Monster

Like me, you?ve probably been offered a fair old number of these by now.....and, if you?re like most people, chances are you maybe own at least one or two. Read more →

Big Brother Knows What's in Your Credit Report - How About You?

Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve you or not. Read more →

Blacks Must Enhance Credit Management Skills

Black collegians are often faced with a major decision, one that often times has little to do with their field of study, which pre-approved credit card offer they accept. Read more →

Boost Credit Scores with Your New Credit Card

Once you get that credit card, here's how to use it most effectively!The best way to make your scores improve is to keep the balance of your cards low in relation to your higher limit. Read more →

Boost Your Chances With a Clean Credit Report

Usually, lenders verify your credit report from three credit bureaus and credit card companies to assess your past payment history. So, if you discover any mistake on your credit reports or even correct information about late payments or any other negative info related to debt, then you should strive to clean your credit report. Read more →

Boost Your Credit Score

Boost your credit score by collecting all your bills and financial papers and giving them a spring cleaning, regardless of the time of year. Everyone wants a perfect credit score of 850 or to increase their credit rating to the best possible credit score. Read more →

Boost Your Credit Scores Quickly and Easily

In regards to Revolving Credit (Credit cards, etc.):Pay down the balances to within 20-30% of your total credit limit. This should help to boost your scores. Read more →

Boosting Your Credit Score To Get The Best Credit Card Deal

Making Your Credit Rating Work For YouOne of the basics of getting the most competitive credit card deal in the market is to ensure you have the best credit record possible. Read more →

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